Contents
- 1 Learn How to Apply for the BoA Unlimited Cash Rewards Card
- 2 What do You Need to Know Before Applying for the BoA Unlimited Cash Rewards Card?
- 3 BoA Unlimited Cash Reward
- 4 Who can Apply?
- 5 How do I Apply for the BoA Unlimited Cash Rewards Card?
- 6 BoA Unlimited Cash Reward
- 7 More Details
- 8 Want to learn another option?
Learn How to Apply for the BoA Unlimited Cash Rewards Card
The BoA Unlimited provides its cardholders with rewards that stay active throughout their entire card ownership period.
What do You Need to Know Before Applying for the BoA Unlimited Cash Rewards Card?
The Bank of America Unlimited Cash Rewards card with Visa Signature offers 1.5% cash back rewards on all purchases to cardholders while Preferred Rewards members may receive additional benefits.
Credit Card
BoA Unlimited Cash Reward
Want the card? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteThe Preferred program provides members with multiple special benefits.
The reward rate for credit card purchases through this program reaches between 1.87% and 2.62% which creates substantial financial effects.
The program requires active Bank of America account ownership with an eligible status.
The program requires members to keep their combined average balance at $20,000 across deposit accounts and Merrill investment accounts for three months.
The Bank of America card provides no annual fee and offers 15 months of 0% interest rates for both new purchases and balance transfers.
The interest rates after the introductory period will range between 18.24% and 28.24% standard APR. The initial balance transfer fee amounts to 3% before it rises to 4% after the first transfer. The card provides a $200 welcome bonus to new users who meet the requirement of spending $1,000 within their first three months of card ownership.
The rewards from this card remain valid forever and users can choose from four different redemption options including statement credit and Bank of America account deposits and Amazon.com and PayPal purchases.
The following section provides additional information about this topic.
Who can Apply?
The application process for the Bank of America card does not require existing customer status. The BoA Unlimited card activation will establish a new card account for you.
Applicants must reach age 18 for Boa Unlimited card eligibility but Puerto Rico residents need to be 21 years old.
The card services operate throughout all 50 states which make up the United States. The card application requires either US citizenship or valid work visa documentation with a properly documented passport from foreign nationals.
The approval process for the card requires applicants to show excellent credit scores between 670 to 700 FICO points.
The approval process for the card requires official documentation of your income which must be verifiable.
The approval process depends on Bank of America’s evaluation of each application even though applicants meet the established requirements.
How do I Apply for the BoA Unlimited Cash Rewards Card?
The Bank of America website provides an “Apply Now” button which leads users to their application form.
The application form requires you to enter your complete name and last name and your home address and contact details and email address.
The application process becomes faster for Bank of America customers who already have an account because they can use their login credentials. The application requires you to provide your Social Security number and details about your housing situation and monthly spending and income.
The bank requires these basic details to perform a complete credit evaluation.
The application process requires you to provide documentation which includes proof of address and scanned copies of your driver’s license or passport and current bank statements to confirm your income.
You can contact the bank through online chat or use their provided phone number to get assistance with any questions or application problems.
Credit Card
BoA Unlimited Cash Reward
Did you like the terms? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteMore Details
The card provides complete protection through digital wallet functionality on smartphones while offering all necessary features without needing a physical version. The BoA card provides several protection features including:
- Fraud prevention lock
- The bank provides complete protection against fraudulent purchases through its $0 liability guarantee.
- The overdraft protection system of Balance Connect helps customers avoid overdrafts.
- Users can manage their cards completely through the mobile banking app.
- General account alerts
- FICO score monitoring
The card provides excellent financial management features which make it a suitable choice beyond its reward benefits.
Want to learn another option?
The Capital One SavorOne rewards program provides 1% cashback on all purchases and 3% cashback in specific everyday categories.
This option provides excellent security and convenience features and you can learn about the application process.
