How do I Apply for the American Express Gold Card?

The American Express Gold serves as a high-end credit card which delivers the complete power of this world-renowned brand.

What do You Need to Know Before Applying for the American Express Gold Card?

The AMEX Gold card provides new users with a welcome bonus of 60,000 points and special points earning rules for dining expenses.

AMEX Gold

Credit Card

AMEX Gold

4x points at restaurants 4x points on groceries $120 in Uber Cash No foreign transaction fees

Want an Amex? Apply now.

GO TO OFFICIAL WEBSITE * You will be directed to an external website

The American Express Gold card provides four reward levels which include 4x points for restaurant purchases made inside or outside the United States and for US business delivery services.

The card rewards users with 4x points when they shop at US supermarkets for amounts below $25,000 annually and when they book flights directly with airlines or through amextravel.com.

All other transactions with this card earn one point per dollar spent.

The card features a $250 annual fee which matches Amex’s premium card pricing structure. The card features interest rates between 21.24% to 29.24% APR for pay-over-time features and 29.99% APR for cash advances.

The card includes no foreign transaction fees which makes it suitable for people who travel abroad. The Gold card gives cardholders special access to premium event seating at selected cultural events through American Express.

The cardholders receive 60,000 points as their welcome bonus after signing up for the card. The requirement to earn this bonus involves spending at least $6,000 on purchases during the first six months.

American Express Gold members can use Pay Over Time to pay their balance with interest on eligible purchases or they can use Plan It to divide their purchases into installments with set interest rates.

Read on to discover the path to obtaining Amex Gold.

Who can Apply?

Learn all about Gold. Photo by Freepik.

The American Express Gold card requires applicants to fulfill three mandatory requirements for approval. The first requirement for eligibility demands applicants to show financial stability through a minimum credit score of 700.

Applicants must reach the age of 18 to become eligible for the card. The eligibility requirements for this card are limited to United States citizens and lawful permanent residents.

Applicants need to submit their Social Security number or Individual Taxpayer Identification Number (ITIN) or passport information to complete their application.

The established requirements enable potential cardholders to receive all the benefits that come with the American Express Gold card.

The credit score requirement demonstrates financial maturity while the age and citizenship requirements define who can apply for the card.

Learn How to Apply for the American Express Gold Card

The application process for this card along with all American Express modern cards happens through their website. Users need to enter their personal details when accessing the application portal.

The application duration for this card will be slightly longer because of its focus on excellent credit scores although it remains straightforward.

The application process for existing Amex cardholders becomes more efficient compared to new applicants.

The application process for a new card requires users to enter their complete name and contact details and financial information including income and expense breakdown.

The system needs time to review applications before it determines whether the cardholder meets eligibility requirements.

After approval the system will send an email which contains directions to get the American Express Gold credit card.

The availability of Amex cards depends on which brands operate in your area.

The system occasionally puts new applications on hold because of excessive demand so users should stay informed about this practice.

AMEX Gold

Credit Card

AMEX Gold

3x points on flights American Express Preferred Access Customize the design No foreign transaction fees

Dreaming of an Amex? Apply now.

GO TO OFFICIAL WEBSITE * You will be directed to an external website

More Details

The card includes three main benefits which include $10 monthly Uber Cash and Global Assist Hotline services for distant travel and baggage insurance protection.

The Amex Gold card gives users $10 monthly Uber Cash and $120 yearly dining credits when they buy from different American brands.

The card provides members with special access to family and sports events and Amex offers for in-app transactions.

The card allows users to personalize their design through two available color options between gold and rose.

The card meets different requirements through its features which make it an excellent premium product for North American daily use.

Want to learn another option?

The North American market provides customers with multiple attractive options including Citi Double Cash which gives double rewards to users.

You can find information about Citi service applications on their website.

Disclosure: The content on CardPathway.com is for informational purposes only and does not constitute financial advice. Always consult with a professional before making credit or financial decisions based on our articles.

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