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Best Credit Cards up to $2,000
The following credit cards offer efficient everyday use with a minimum credit limit of $2,000.
The $2,000 spending limit on credit cards makes them suitable for people who want to manage their finances effectively while covering medium-sized expenses during the day. You can select from five different options that include:
1. Chase Freedom Unlimited Credit Card
The United States recognizes Chase as one of its leading financial institutions. The Unlimited Credit Card from Chase offers a starting credit limit of $500 which can increase to $2,000 when you fulfill specific requirements.
CREDIT CARD
Chase Freedom Unlimited
The credit limit starts at $5,000. If you’re already interested in applying for this card, simply check out how to apply below.
SEE HOW TO APPLY * You will remain on the current websiteThe rewards program of this card includes 1.5% cashback for new users who earn 6.5% cashback through Chase Travel and 4.5% at restaurants and 3.0% on all other purchases.
The card offers a $0 annual fee which allows you to earn $300 in cashback rewards during your first year of membership. The cashback rewards from this card have no expiration date and you can use them to get cash or points on Amazon or gift cards or book travel through Chase’s system.
You can check your credit score eligibility for the card application process to obtain this card.
2. Citi Double Cash Credit Card
The Citi Double Cash stands as a top recommendation for 2024 because it provides a credit line beginning at $500 and extending up to $2,000 for U.S. customers.
The card provides 2% cashback rewards through two separate opportunities: 1% back on purchases and 1% back on bill payments with no restrictions and multiple ways to claim your rewards.
CREDIT CARD
Citi Double Cash
The credit limit starts at $500. If you’re ready to explore how to apply for this card, just check out how to apply below.
SEE HOW TO APPLY * You will remain on the current websiteThe Citi credit card provides exclusive benefits to specific groups through its 5% cashback rewards for hotel bookings and car rentals. The card provides a minimum cashback reward of $200 to new cardholders who meet the requirement of spending $1,500 within the first six months.
The card provides dependable everyday usage because it includes 24/7 customer service and digital wallet integration and fraud protection and entertainment benefits.
The card presents an attractive deal to customers who want to learn about the application process.
3. Discover It Cashback
The Discover It stands as a top credit card recommendation from Nerdwallet and Forbes along with other analysts. The initial credit line for this card begins at $500 although most users receive credit limits between $2,000 and $2,500.
CREDIT CARD
Discover It Cashback
The credit limit starts at $500. If you’re ready to explore how to apply for this card, just check out how to apply below.
SEE HOW TO APPLY * You will remain on the current websiteThe card provides no annual fees while offering 5% cashback rewards in categories that change every three months according to Discover’s established schedule.
The card provides 1% cashback for all purchases except for restaurant and gas station and streaming service transactions which earn 5% cashback. The card provides unlimited 1% cashback rewards for all purchases except the rotating categories which offer 5% cashback.
Discover provides a cashback matching program during your first year of card ownership. The cashback matching program doubles your accumulated rewards without any spending restrictions during your first year.
The credit card design can be customized through the platform while requiring applicants to have good to excellent credit scores. Learn how to apply.
4. U.S. Bank Platinum Credit Card
The US Bank Visa Platinum card provides users with a $0 annual fee and a 21 billing cycle introductory APR which stands as one of the longest available in the market.
The card helps users build credit through its features which include score monitoring and payment flexibility through US Bank ExtendPay.
CREDIT CARD
US Bank Platinum
The credit limit starts at $500. If you’re ready to explore how to apply for this card, just check out how to apply below.
SEE HOW TO APPLY * You will remain on the current websiteThe card provides automatic payment features and ID Navigator through NortonLifeLock and protects cell phones against damage and theft up to $600.
The card has proven itself as a solid choice for public use since it offers a minimum credit limit of $500 and a maximum of $2000 for qualified applicants.
The card requires applicants to have good credit and stable fixed income to receive its benefits. Learn how to apply.
5. Aeroplan Credit Card
The Air Canada Aeroplan card stands as one of the top choices for 2024 according to Forbes although it operates within the Canadian market.
CREDIT CARD
Aeroplan Credit Card
The credit limit starts at $2,000. If you’re ready to explore how to apply for this card, just check out how to apply below.
SEE HOW TO APPLY * You will remain on the current websiteThe card exists for the U.S. market through Mastercard while providing exclusive benefits that include 70,000 bonus points when customers spend $3000 within their first three months of card ownership.
The card provides 3x points for every dollar spent on groceries and restaurants and travel and 1x points for all other eligible purchases.
The credit limit begins at $2000 when you buy tickets from Air Canada while receiving special purchasing benefits. Learn how to apply.
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