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Wells Fargo Autograph Credit Card: 3x Points on Purchases from Different Categories and a Bonus of 20,000 Points
The Wells Fargo Autograph stands as the top-rated credit card from the financial institution because it provides unlimited 3x points across various categories.
The Autograph offers new cardholders 20,000 points as a sign-up bonus and you can find details about the application process.
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Wells Fargo operates as a financial services company which provides online banking services through accounts that benefit both business and personal customers.
The card provides a $0 annual fee while delivering valuable rewards to customers.
The card rewards users with unlimited 3x points when they use it for transit expenses and streaming services and phone plans and travel and dining at restaurants and filling up at gas stations.
The Wells Fargo card received two major awards in 2024 when The Ascent and WSJ/ The Wall Street Journal named it the top gas credit card.
The Visa Signature brand provides customers with 24/7 concierge support that includes booking sports and entertainment tickets and making restaurant reservations.
The Visa Signature Hotel Collection service provides exclusive booking terms for worldwide hotel reservations and other accommodation services.
What is the credit card limit?
Wells Fargo sets the minimum Autograph card limit at $1,000 but this amount may increase based on the cardholder’s specific situation.
Is there any sign-up bonus?
The Autograph credit card provides new cardholders with a welcome offer of 20,000 points after they spend $1,000 on purchases during their first three months of membership.
What are the main fees?
The card includes no annual maintenance fee and no foreign transaction fee and provides a 0% introductory APR for 12 months.
What's the score for the card?
The card requires users to have good to excellent credit scores and Wells Fargo must verify their information.
Is it possible to apply online?
The entire application process for the bank operates through Wells Fargo’s digital services which allow online completion.

CREDIT CARD
Wells Fargo Autograph
If you want the card, then see how to apply.
SEE HOW TO APPLY * You will remain on the current websiteThe card includes multiple premium benefits that enhance the credit line experience for cardholders through:
- The card protects your cell phone from theft and damage incidents.
- The card provides emergency travel assistance services to customers.
- The service provides 24/7 roadside dispatch assistance.
- The card offers Wells Fargo special deals for buying items under specific conditions.
- The card includes zero liability protection for all eligible transactions.
The Wells Fargo Autograph credit card provides complete integration for everyday purchases with security features.
The card becomes more convenient for American consumers because it eliminates all maintenance fees and foreign transaction fees.
Want to learn another option?
The Autograph offers effective management but its premium benefits for international travel do not match those of the United Club Infinite Card.
The card provides exclusive flight benefits for United Airlines and additional perks for other airlines. See how to apply.