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BoA Unlimited Cash Rewards Card: US$ 200 Bonus Offer and 1.5% Cashback on All Purchases
The Bank of America offers the BoA card which provides unlimited 1.5% cashback rewards for all purchases made without any category restrictions.
The card provides complete coverage through its leading American brand and users can obtain it through a simple application process.
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The Bank of America operates as a well-known financial institution which provides banking services and credit card options to its customers.
The Bank of America card provides new users with a $200 reward bonus when they meet the requirement of spending $1,000 on purchases during their first 90 days with the card.
The card rewards users with unlimited 1.5% cashback on all their purchases while their rewards stay active forever.
The cashback rewards of the Bank of America Preferred Rewards program members increase their earnings to 1.87% to 2.62% for all their purchases.
Users can choose from three different redemption options which include receiving statement credits or deposits into Bank of America accounts or using rewards to make Amazon.com or PayPal purchases.
The card provides excellent everyday benefits to its users in addition to its reward program. The card features contactless chip technology for transactions and provides complete protection against unauthorized transactions through its $0 liability guarantee.
What is the credit card limit?
The BoA card provides a starting credit limit of $1,000 but the bank will evaluate your financial situation to determine a credit limit between $1,000 and $20,000.
Is there any sign-up bonus?
The bank provides a $200 online cash rewards bonus to new customers who spend at least $1,000 within their first three months of opening a BoA account.
What are the main fees?
The card offers no annual fee and provides 0% interest on all purchases and balance transfers for the first 15 months. The regular APR after the introductory period ranges between 18.24% and 28.24% while the balance transfer fee amounts to 3% during the first 60 days and 4% for subsequent periods.
What's the score for the card?
The application process for this BoA credit card requires a FICO credit score of 670 or higher which represents good to excellent credit.
Is it possible to apply online?
Applicants can obtain Bank of America credit cards by using their online services.
CREDIT CARD
BoA Unlimited Cash Rewards
If you want the card, then see how to apply.
SEE HOW TO APPLY * You will remain on the current websiteThe card provides additional essential advantages to its users.
- The Balance Connect service enables overdraft protection to stop payment failures from occurring when you try to make purchases or write checks or withdraw funds.
- The Mobile Banking App lets users handle their account needs anywhere and anytime through bill payments and fund transfers and credit checks.
- The card provides users with real-time updates about all their card activities through its alert system.
- The service provides users with free access to FICO score tracking.
The card provides efficient management through its annual fee exemption and its 0% introductory APR period of 15 months.
The card provides digital wallet options in addition to physical card access for users who want advanced technological control.
Want to learn another option?
The Capital One SavorOne card presents itself as a potential alternative for users who need better terms than the standard Capital One Savor card.
The card provides 1% general rewards and 3% rewards in specific categories which you can discover through the application process.
