Contents
Discover It Balance Transfer Credit Card: Consolidate your Debts in one place with a 15-Month Introductory APR
The Discover It card provides users with a dedicated balance transfer card that offers 0% introductory APR for 15 months.
The card exists to help you minimize interest payments on other debts by consolidating them into one payment which you can already see how to use.
Searching for More?
Discover It operates as a well-known credit card brand which delivers innovative features together with beneficial policies for its customers.
The service enables users to handle their finances through various adaptable options while providing rewards programs.
The Balance Transfer Credit Card serves balance transfer needs but what does this service entail?
A balance transfer requires moving current credit card debt to another account which often provides better interest rates and promotional periods with no interest charges.
The Discover card enables users to reduce their credit card interest expenses through its ability to accept debt transfers at lower interest rates.
You can combine multiple credit cards with high interest rates into a Discover balance transfer offer to create a single monthly payment obligation.
The process of uniting multiple debts with high interest rates into one Discover balance transfer offer enables you to make a single monthly payment.
Discover It states that balance transfer duration depends on account payment status and payment methods used by customers.
What is the credit card limit?
The card starts with a $500 spending limit which provides ample room for different user groups and allows users to increase the limit based on their requirements.
Is there any sign-up bonus?
Discover It does not provide bonus rewards because its main emphasis lies in balance transfer benefits.
What are the main fees?
The card has no annual maintenance fee and provides 0% introductory APR for 15 months but charges a 3% balance transfer fee for some months and has a variable purchase APR of 17.24% to 28.24%.
What's the score for the card?
Discover It provides excellent terms to customers yet accepts applicants with good credit scores.
Is it possible to apply online?
Discover offers complete online application services for your needs.
CREDIT CARD
Discover It Balance Transfer
See more about how to apply.
SEE HOW TO APPLY * You will remain on the current websiteThe acceptance of a balance transfer offer allows you to combine all your existing debts into one new credit card account.
The process helps consumers who need to manage debts with elevated interest rates. The process of balance transfer enables you to move your debt to a new account which offers lower introductory interest rates thus simplifying your debt repayment process while minimizing interest accumulation.
You can choose from two debt consolidation methods which involve either adding funds to your checking account or giving the new account access to pay your outstanding debts.
The Discover It card provides users with two main benefits for regular spending including zero liability protection for unauthorized transactions and complete online privacy protection.
The company dedicates its efforts to safeguard online privacy by minimizing the amount of personal data that becomes accessible on the internet.
Want to learn another option?
The American Express Platinum serves as a premium card option for users who want exclusive services beyond standard credit cards.
The card comes with expensive fees but provides special advantages which you can discover through the application process.
