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U.S. Bank Visa Platinum Credit Card: Introductory APR of 0% for 21 Billing Cycles!
The U.S. Bank Visa Platinum provides users with two main advantages through its annual fee exemption and its 0% APR promotion spanning 21 billing cycles.
The card provides unique advantages over others and you will discover application instructions in the following section.
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The American market recognizes U.S. Bank as a major financial institution which delivers multiple banking solutions to the public sector.
The Visa Platinum card stands as an excellent mid-range credit option because it received NerdWallet’s award for best 0% introductory APR available in the market.
The US Bank card exists to minimize expenses through its fee and charge benefits structure.
The U.S. Bank offers 21 billing cycles of 0% interest for balance transfers which exceeds the typical duration found in American credit cards.
The automatic payment feature for card bills prevents users from facing interest charges and late payment penalties. Users can establish a specific payment date through the system to prevent any potential issues.
What is the credit card limit?
The bank sets its minimum payment requirement at $500 but allows cardholders to pay up to $20,000 based on their individual financial situation.
Is there any sign-up bonus?
The U.S. Bank does not offer bonus rewards for this card. The main advantages of this card include no fee for the second cardholder and 0% APR rates for 21 months.
What are the main fees?
The introductory period offers customers 0% APR for 21 months on all purchases and balance transfers. The APR rates will change after the introductory period to a range between 18.74% and 29.74%.
What's the score for the card?
The FICO score determines creditworthiness for obtaining this credit card.
Is it possible to apply online?
The platform of U.S. Bank allows customers to apply for credit cards and other services through its online application process.
CREDIT CARD
U.S. Bank Visa Platinum Credit Card
See more about how to apply.
SEE HOW TO APPLY * You will remain on the current websiteThe ExtendPay plan allows you to make payments over time without any open plan fees during the first 60 days after account activation.
The ID navigator service from Norton LifeLock provides multiple security tools to safeguard personal information and identity protection for the general public.
The US Bank card provides cell phone protection through a theft and damage reimbursement program that covers up to $600 when customers use their card to purchase their cell phone.
The card functions under the Visa brand to provide seamless transactions throughout both domestic and international locations.
The US Bank card provides financial management benefits through its pleasant terms and reduced fees even though it lacks specific rewards bonuses and cashback percentages.
The US Bank Visa Platinum provides suitable financial management capabilities for everyday use because of its excellent bank services and online platform.
Want to learn another option?
The Capital One Venture Rewards stands out as a top choice for those who need premium spending benefits and additional rewards because it provides a wide range of advantages.
The card provides instant points rewards at account opening and flight rewards through its mileage program and you can learn about the application process.
