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How do I Apply for the American Express Platinum Card?
The American Express Platinum card stands as the most traditional premium card from the brand since its inception as a high-end everyday spending option; apply now.
What do You Need to Know Before Applying for the American Express Platinum Card
The traditional American Express Platinum card provides new cardholders with 150,000 Membership Rewards points and delivers excellent travel rewards.
Credit Card
AMEX Platinum
Want the Amex card? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteThe Platinum card represents the classic American Express brand which provides premium advantages to its card members.
New cardholders who reach $8,000 in purchases during their first six months will receive 150,000 Membership Rewards points as their welcome benefit.
The rewards program provides 5x points for flights booked directly with airlines up to $500,000 annual purchases and the same 1x points for prepaid hotel bookings. The card rewards all transactions with 1x points except for flights and prepaid hotels which earn 5x points.
The card charges a high annual fee of $695 but provides no foreign transaction fees for purchases made abroad.
The card provides extensive travel benefits through its features which include:
- Personalized itineraries and recommendations
- The Fine Hotels+ Program offers access to more than 1,500 properties worldwide.
- The international airline program provides customers with reduced airfare options.
- The card offers $200 worth of annual Uber Cash benefits.
The Platinum card provides an extensive range of benefits which you can find more information about in the following section.
Who can Apply?
The application process for the Amex card requires candidates to fulfill minimum requirements which include reaching age 18 and above since the card service is restricted to adults only.
Applicants need to follow U.S. regulations by providing valid official documentation that meets all requirements.
Applicants who want to increase their chances of approval should maintain a credit score above 700 points according to Amex recommendations.
The application process for credit access and approval success heavily depends on maintaining a consistent monthly income stream.
The application process for this card does not require existing Amex products from the brand.
Learn How to Apply for the American Express Platinum Card?
The Amex platform provides users with an easy-to-use ‘Apply Now’ button which leads them directly to the application form.
The application process for existing Amex cardholders becomes faster through their direct login system which requires username and password authentication.
The application form requires users to enter their complete personal information which includes their full name and date of birth and preferred card name and full home address and email address and phone number and social security number.
The application requires users to provide their income information by showing their employment status and annual income and post-tax income if applicable.
The form page of Amex includes a chat function which lets users get help from a virtual assistant. The company offers multiple channels for customers to reach their support team.
The credit check process at Amex follows application submission to deliver either a positive or negative decision.
The application process for this card does not affect credit scores even when applicants receive a denial decision. The availability of cards determines how many applications American Express will accept.
The fulfillment of basic brand requirements does not ensure approval for the card.
Credit Card
AMEX Platinum
Like the terms? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteMore Details
The Platinum card provides users with $20 monthly credits to spend on Disney+ services for their entertainment needs.
The Walmart+ service provides members with statement credits and exclusive deals at Saks and Equinox and SoulCycle and Resy.
The card provides purchase protection of $50,000 annually and return protection and exclusive access to select events as additional benefits.
The card design customization feature lets users choose between Classic Platinum and two Art X designs that showcase Kehinde Wiley and Julie Mehretu artwork.
The Plan It system enables Amex cardholders to distribute their purchases across multiple billing periods.
The Send & Split system of Amex allows money transfers and provides cell phone protection up to $800 per claim with a $50 deductible and additional benefits through the American Express app and year-end summary and extra Platinum cards.
Want to learn another option?
The Green Card from American Express provides users with affordable monthly payments while delivering complete benefits to its members beyond the Platinum card.
The application process remains the same for both options.
