Learn How to Apply for a Wells Fargo Active Cash Card

What You Need to Know Before Applying for the Wells Fargo Active Cash Card?

The Wells Fargo Active Cash Credit Card provides users with two main benefits which include unlimited 2% cashback rewards for all purchases and a $200 bonus reward.

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Credit Card

Wells Fargo Active Cash

My Wells Fargo offers Zero-liability protection Unlimited 2% cashback Cell phone protection

Want to enjoy the benefits of Wells Fargo? Apply now.

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The card has received multiple awards in the U.S. market including:

• NerdWallet named this card the Best simple cashback credit card for 2022, 2023, and 2024.
• The Ascent named this card the Best no annual fee card in 2023.
• Bankrate Awards selected this card as the Best fixed-rate cashback card in 2024.

You can earn unlimited 2% cashback on every purchase with this card and you can redeem your rewards through gift cards, statement credits, cash deposits, ATM withdrawals, and even PayPal transactions.

The Wells Fargo Active Cash Credit Card does not have an annual fee. The card offers 0% introductory APR for 15 months on qualifying purchases and balance transfers.

The variable APR will be between 20.24% to 29.99% after the introductory period ends based on your creditworthiness and the type of transaction.

This card is a great option for everyday purchases, offering Visa Signature benefits like concierge services and travel assistance.

If you think the Active Cash could suit your needs, keep reading.

Who Can Apply?

Learn more about Wells Fargo. Photo by Freepik.

The Wells Fargo Active Cash card follows typical U.S. credit card market eligibility standards which enable many people to submit applications.

The application requires U.S. citizenship or valid work visa status from applicants. All documents must be current regardless of the applicant’s nationality.

Applicants need to be at least 18 years old but the minimum age requirement varies by state between 19 and 21.

The approval process requires both verifiable income and a FICO score between 670 and excellent range.

Your application approval chances and credit limit amount depend on your income level and credit score.

How Do I Apply for the Wells Fargo Active Cash Card?

The first step to start the application process involves clicking the ‘Apply Now’ button which leads to the application form.

The application process for Wells Fargo customers who are already account holders will automatically fill in their account information.

New Wells Fargo customers must enter their complete name and Social Security number along with their birthdate and home address and city and ZIP code and email address and phone number.

The application requires you to choose your birth country and answer a verification security question.

You need to indicate your housing status from own to rent to other and your employment status between employed and self-employed and not employed and retired and your total annual income.

The application requires your agreement to Wells Fargo’s verification procedures.
After submitting your required details the bank will assess your application before making an approval or denial decision.

The customer support team at Wells Fargo stands ready to assist you with any questions you may have.
The bank operates an efficient system that delivers fast responses to applicants.

The most crucial step involves delivering precise information because it reduces the need for corrections and shortens the process.
The bank maintains the authority to approve or deny the card application after receiving all required information.

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Credit Card

Wells Fargo Active Cash

Credit Close-up Various redemption methods Unlimited 2% cashback Visa Signature Benefits

Liked it? Submit your application.

GO TO OFFICIAL WEBSITE * You will be directed to an external website

More Details

The Wells Fargo Active Cash card provides cell phone protection worth up to $600 for theft or damage incidents while requiring a $25 deductible to activate this benefit.

The card provides emergency travel assistance and zero liability protection for unauthorized transactions when users report them right away.

The My Wells Fargo Deals program gives you customized deals which offer cashback rewards for specific purchases and events.

The Credit Close-up feature enables users to track their FICO score in real time while the card provides 24/7 roadside dispatch for towing services.

The card offers a collision damage waiver for car rentals which protects against rental vehicle theft and damage.

Want to learn another option?

The Discover It Cash Back card provides 5% unlimited cashback rewards to users who want an alternative payment option.

Check out now the application instructions and see how to apply.

Disclosure: The content on CardPathway.com is for informational purposes only and does not constitute financial advice. Always consult with a professional before making credit or financial decisions based on our articles.

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