Contents
- 1 Learn How to Apply for the Discover It Cash Back Credit Card
- 2 What Should You Know Before Applying for the Discover It Cash Back Credit Card?
- 3 Discover It Cash Back
- 4 Who can Apply?
- 5 How do I Apply for the Discover It Cash Back Credit Card?
- 6 Discover It Cash Back
- 7 More Details
- 8 Want to learn another option?
Learn How to Apply for the Discover It Cash Back Credit Card
The Discover It Cash Back credit solution provides 5% rewards and serves as a financial tool for daily expenses. The following steps explain how to begin using this service.
What Should You Know Before Applying for the Discover It Cash Back Credit Card?
The Discover It Cash Back card provides users with unlimited 5% cash back rewards on their purchases when they shop in categories that Discover selects each quarter.
Credit Card
Discover It Cash Back
Want unlimited cash back? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteThe Discover Cashback Calendar operates as a system which updates its rewards schedule every three months.
The calendar system identifies specific purchase categories which offer 5% rewards benefits while targeting common spending areas.
The 5% reward categories at Discover include grocery stores and gas stations and pharmacies and streaming services and travel booking services.
The program provides users with higher rewards points when they purchase items they use most frequently. The program provides unlimited 1% cash back rewards for all purchases made outside of the designated 5% categories.
Users of the card can choose from three different redemption options which include bank account transfers and statement credits and direct cash back spending on Amazon.com and PayPal websites.
The Cashback Match program stands out as a major advantage of this card. Discover will automatically match all cash back rewards you have earned during your first year of card usage.
The cash back reward program at Discover offers a $300 match for every $300 in rewards you earn during your first year of card usage.
The cash back matching benefit does not need any registration process to activate it. Regular use of the card will trigger Discover to apply the matching benefit without requiring any extra procedures.
Review your spending habits to determine if these benefits match your needs before proceeding to check your eligibility status.
Who can Apply?
The application process at Discover requires specific requirements from candidates. To qualify you need to be a U.S. resident with legal status and hold a valid Social Security number and an active bank account.
The minimum age requirement to apply for this credit card is 18 years old. The minimum age requirement for this credit card varies between 18 and 19 years depending on the jurisdiction.
The income requirement stands as a crucial factor for this credit card. The annual income disclosure enables Discover to determine the credit limit amount they will provide after approval.
The Discover It Cash Back credit card works best for people who have established good credit records. The credit score range of 670 to 850 indicates good to excellent credit according to most scoring models.
The approval process becomes more challenging when your credit score remains below this specified range. The best approach for people with low credit scores should start with credit-building cards before attempting to obtain this card.
How do I Apply for the Discover It Cash Back Credit Card?
You can begin your application by accessing the Discover website to find the “Apply Now” button.
The application process begins when you select the button which leads you to enter your ZIP code and Social Security number digits and birthdate.
The following stages require you to enter your complete personal details and financial information. The application requires you to provide your complete name together with your home address and email and phone number and your monthly or annual income.
The application process requires you to present supporting documents which prove your income and identity status. The required documents for verification include recent pay stubs together with utility bills and bank statements.
The application process requires Discover to conduct a complete credit assessment to determine your eligibility status. The review process evaluates your entire credit score together with your creditworthiness.
Credit Card
Discover It Cash Back
Want unlimited cash back? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteMore Details
The introductory APR promotion provides 0% interest on all purchases for 15 months. The first year of balance transfer transactions comes with a 3% interest rate.
The regular variable APR for your account will be between 17.24% and 28.24% after the promotional period ends based on your credit history. The 5% balance transfer fee will apply to all transactions after the promotional period ends.
Discover offers 25 different card designs which customers can select during their application process. Users can select their preferred design from 25 available options when they apply for the card.
The application process at Discover operates at a fast pace while providing quick responses to your submitted information.
The Discover It Cash Back card includes multiple security features as part of its benefits package.
Users of the Discover mobile app can activate privacy protection tools which defend their personal information from unauthorized access through the app.
The “Freeze It” function enables users to stop all new transactions when their card becomes lost or stolen.
Users can access this feature through both the mobile application and Discover’s website interface.
Discover offers complete protection against fraudulent activities that result in unauthorized charges to your account through their zero fraud liability policy. The cardholder remains protected from all unauthorized account transactions.
Want to learn another option?
The Wells Fargo Active Cash Card provides you with the perfect solution. The card gives you unlimited 2% cash back on all your purchases while offering a $200 bonus when you meet specific spending requirements.
Check out the advantages and discover the application process for today.
